<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//goelzerinc.com/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://goelzerinc.com/insights_post/why-own-bonds/</loc>
		<lastmod>2020-05-15T18:15:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/why-your-bonds-should-be-actively-managed/</loc>
		<lastmod>2020-05-15T18:16:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/understanding-your-risk-capacity/</loc>
		<lastmod>2020-05-15T18:16:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-spending-question/</loc>
		<lastmod>2020-05-15T18:17:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/our-long-term-outlook/</loc>
		<lastmod>2020-05-15T18:17:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-economics-of-natural-disasters/</loc>
		<lastmod>2020-05-15T18:18:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/managing-bonds-when-interest-rates-are-rising/</loc>
		<lastmod>2020-05-15T18:18:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/recent-stock-market-rally-too-far-too-fast/</loc>
		<lastmod>2020-05-15T18:18:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/low-interest-rates-require-more-savings/</loc>
		<lastmod>2020-05-15T18:19:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/focusing-on-your-earnings/</loc>
		<lastmod>2020-05-15T18:19:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/higher-interest-rates-may-be-coming/</loc>
		<lastmod>2020-05-15T18:19:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/too-much-too-many/</loc>
		<lastmod>2020-05-15T18:20:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-role-of-stocks-in-meeting-your-income-needs/</loc>
		<lastmod>2020-05-15T18:20:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/managing-through-volatile-markets/</loc>
		<lastmod>2020-05-15T18:20:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-recovery-begins/</loc>
		<lastmod>2020-11-18T14:31:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/abnormal-economy-abnormal-markets/</loc>
		<lastmod>2020-11-19T15:41:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-importance-of-alternatives-in-time-of-crisis/</loc>
		<lastmod>2021-01-21T21:24:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-importance-of-a-strong-ips/</loc>
		<lastmod>2021-01-21T21:25:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/return-to-the-office-plan/</loc>
		<lastmod>2021-01-21T21:26:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/indiana-sheriffs-protecting-your-pension-in-changing-times/</loc>
		<lastmod>2021-01-21T21:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/goelzer-investment-management-welcomes-chris-w-cotterill-as-chief-operating-officer/</loc>
		<lastmod>2021-01-21T21:34:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/inflation-the-new-worry/</loc>
		<lastmod>2021-04-22T14:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/when-volatility-matters/</loc>
		<lastmod>2022-01-13T14:27:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/where-have-the-vigilantes-gone/</loc>
		<lastmod>2022-01-13T14:31:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/goelzer-investment-management-is-back-downtown/</loc>
		<lastmod>2022-02-06T17:00:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-bond-buyer-april-18-2022/</loc>
		<lastmod>2022-04-27T14:45:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/marketwatch-march-25-2022/</loc>
		<lastmod>2022-04-27T14:45:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-bond-buyer-march-24-2022/</loc>
		<lastmod>2022-04-27T14:45:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/barrons-march-23-2022/</loc>
		<lastmod>2022-04-27T14:46:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/reuters-april-22-2022/</loc>
		<lastmod>2022-04-28T16:04:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-bond-buyer-april-27-2022/</loc>
		<lastmod>2022-04-29T14:06:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/cnn-business-may-16-2022/</loc>
		<lastmod>2022-05-17T14:11:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/fin-news-june-9-2022/</loc>
		<lastmod>2022-06-10T12:43:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-wall-street-journal-june-22-2022/</loc>
		<lastmod>2022-06-22T18:45:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/lifes-third-act-podcast-june-21-2022/</loc>
		<lastmod>2022-06-28T13:54:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/marketwatch-july-26-2022/</loc>
		<lastmod>2022-07-27T12:34:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-bond-buyer-july-28-2022/</loc>
		<lastmod>2022-07-29T15:54:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/war-in-ukraine-implications-for-the-economy-and-markets/</loc>
		<lastmod>2022-11-22T17:26:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/inflation-impacts-foundations-in-unique-ways/</loc>
		<lastmod>2022-11-22T17:27:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/sorting-through-the-headwinds/</loc>
		<lastmod>2022-11-22T17:27:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/on-the-probability-of-recession/</loc>
		<lastmod>2022-11-22T17:27:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/is-a-fed-put-in-play/</loc>
		<lastmod>2022-11-22T17:27:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-rising-value-of-money/</loc>
		<lastmod>2022-11-22T17:28:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/wealth-building-strategies-to-consider-in-down-markets/</loc>
		<lastmod>2022-12-17T15:59:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/maintain-a-disciplined-approach/</loc>
		<lastmod>2022-12-17T16:02:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/when-good-news-is-bad-news/</loc>
		<lastmod>2022-12-17T16:03:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/giving-strategies-in-a-challenging-market/</loc>
		<lastmod>2022-12-17T16:09:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/td-ameritrade-network-december-16-2022/</loc>
		<lastmod>2022-12-19T14:20:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/marketwatch-december-21-2022/</loc>
		<lastmod>2022-12-27T18:11:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/marketwatch-december-27-2022/</loc>
		<lastmod>2022-12-28T19:58:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/improved-expectations/</loc>
		<lastmod>2023-01-17T13:00:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/charting-your-financial-journey-in-2023/</loc>
		<lastmod>2023-02-27T21:16:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/planning-to-protect-your-legacy/</loc>
		<lastmod>2023-02-28T13:00:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/thoughts-on-the-fallout-from-silicon-valley-bank/</loc>
		<lastmod>2023-03-16T21:22:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-path-to-normal/</loc>
		<lastmod>2023-04-24T13:32:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-narrow-stock-market/</loc>
		<lastmod>2023-07-17T12:00:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/artificial-intelligence-analysis-from-an-investment-perspective/</loc>
		<lastmod>2023-08-01T12:00:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/marketwatch-august-14-2023/</loc>
		<lastmod>2023-08-15T15:05:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-tax-cuts-and-jobs-act-of-2017/</loc>
		<lastmod>2023-08-21T12:00:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/spending-guidelines-for-institutional-investors-a-framework/</loc>
		<lastmod>2023-09-22T17:56:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/wheres-my-recession/</loc>
		<lastmod>2023-10-16T12:00:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/bringing-clarity-to-your-legacy/</loc>
		<lastmod>2023-11-29T13:00:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/marketwatch-january-19-2024/</loc>
		<lastmod>2024-01-30T18:24:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/esg-investing-what-why-and-considerations-for-successful-implementation/</loc>
		<lastmod>2024-04-30T00:05:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/whats-your-business-exit-strategy/</loc>
		<lastmod>2024-04-30T00:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/may-1-2024-why-budget-deficits-matter/</loc>
		<lastmod>2024-05-01T14:05:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/may-8-2024-a-strong-start-to-the-year-in-corporate-earnings/</loc>
		<lastmod>2024-05-08T13:57:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/may-15-2024-why-are-consumers-pessimistic/</loc>
		<lastmod>2024-05-15T12:00:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/may-22-2024-opportunities-in-artificial-intelligence/</loc>
		<lastmod>2024-05-22T12:00:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/june-5-2024-the-fed-model-a-questionable-timing-tool/</loc>
		<lastmod>2024-06-05T15:22:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/june-12-2024-understanding-inflation-measures/</loc>
		<lastmod>2024-06-12T12:07:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/june-19-2024-positive-news-on-the-inflation-front/</loc>
		<lastmod>2024-06-19T18:04:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/strategically-managing-portfolio-risks/</loc>
		<lastmod>2024-06-25T13:25:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/june-26-2024-how-nvidia-became-the-most-important-stock-in-the-world/</loc>
		<lastmod>2024-06-27T04:06:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/july-10-2024-why-interest-rate-cuts-are-becoming-more-likely/</loc>
		<lastmod>2024-07-10T12:00:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/july-17-2024-the-economy-cools-earnings-estimates-warm-up/</loc>
		<lastmod>2024-07-17T12:14:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/july-24-2024-stay-focused-on-earnings/</loc>
		<lastmod>2024-07-24T15:42:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/july-31-2024-a-welcome-rally-in-beleaguered-stocks/</loc>
		<lastmod>2024-07-31T15:39:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/august-8-2024-volatility-awakens-from-its-slumbers/</loc>
		<lastmod>2024-08-07T21:04:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/august-14-2024-return-to-normal-negative-stock-bond-correlations/</loc>
		<lastmod>2024-08-14T14:05:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/august-21-2024-a-bad-dream-or-more-to-come/</loc>
		<lastmod>2024-08-21T12:00:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/august-28-2024-rate-cuts-are-coming-but-how-many/</loc>
		<lastmod>2024-08-28T12:00:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/september-11-2024-an-unpleasant-yet-ordinary-week-in-the-stock-market/</loc>
		<lastmod>2024-09-11T12:00:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/september-18-2024-the-descent-is-the-hardest-part/</loc>
		<lastmod>2024-09-18T12:20:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/where-have-all-the-public-companies-gone/</loc>
		<lastmod>2024-09-24T12:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/september-25-2024-another-atypical-rate-cut-cycles/</loc>
		<lastmod>2024-09-25T16:47:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/october-2-2024-how-restrictive-are-interest-rates/</loc>
		<lastmod>2024-10-02T12:00:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/october-9-2024-will-the-small-fish-catch-up-to-the-big-whales/</loc>
		<lastmod>2024-10-09T13:00:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/october-23-2024-the-federal-reserve-cuts-rates-and-rates-go-up/</loc>
		<lastmod>2024-10-23T14:51:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/october-30-2024-stock-market-stability-belies-bond-market-volatility/</loc>
		<lastmod>2024-10-30T12:00:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/november-6-2024-a-cooling-market-for-u-s-workers/</loc>
		<lastmod>2024-11-06T13:00:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/november-20-2024-are-tariffs-really-inflationary/</loc>
		<lastmod>2024-11-20T16:38:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/december-4-2024-rising-tide-is-lifting-all-boats/</loc>
		<lastmod>2024-12-04T18:37:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/december-11-2024-bad-news-is-good-news/</loc>
		<lastmod>2024-12-11T13:00:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/december-31-2024-how-the-u-s-economy-surprised-again-in-2024/</loc>
		<lastmod>2024-12-31T13:00:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/january-8-2025-u-s-stocks-more-of-the-same/</loc>
		<lastmod>2025-01-08T13:00:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/january-15-2025-charting-the-tariff-conversation/</loc>
		<lastmod>2025-01-15T14:11:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/january-22-2025-some-positive-news-on-inflation/</loc>
		<lastmod>2025-01-22T18:34:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/january-29-2025-lower-interest-rates-help-private-equity/</loc>
		<lastmod>2025-01-29T13:16:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/february-5-2025-seeking-deeper-in-the-equity-market/</loc>
		<lastmod>2025-02-05T13:44:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/february-12-2025-why-the-job-market-will-keep-the-fed-biased-toward-rate-cuts/</loc>
		<lastmod>2025-02-12T16:58:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/february-26-2025-market-broadening-begins/</loc>
		<lastmod>2025-02-26T23:29:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/march-5-2025-the-infrastructure-investment-opportunity/</loc>
		<lastmod>2025-03-05T13:00:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/march-12-2025-dazed-and-confused/</loc>
		<lastmod>2025-03-12T17:07:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/march-19-2025-the-curious-case-of-tight-credit-spreads/</loc>
		<lastmod>2025-03-19T15:45:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/march-27-2025-corporate-earnings-to-provide-a-reality-check/</loc>
		<lastmod>2025-03-27T11:58:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/april-2-2025-international-stocks-come-to-life/</loc>
		<lastmod>2025-04-02T12:28:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/april-9-2025-the-trump-tariffs-move-forward/</loc>
		<lastmod>2025-04-09T12:00:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/april-16-2025-the-bond-market-not-behaving-as-it-ought-to/</loc>
		<lastmod>2025-04-16T12:21:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/april-23-2025-president-vs-the-fed/</loc>
		<lastmod>2025-04-23T18:26:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/april-30-2025-reading-the-tea-leaves-of-gdp/</loc>
		<lastmod>2025-04-30T14:57:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/may-14-2025-strong-tech-earnings-anchor-investor-optimism/</loc>
		<lastmod>2025-05-14T12:00:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/may-21-2025-mounting-deficits-fuel-steepening-of-treasury-yield-curve/</loc>
		<lastmod>2025-05-21T12:30:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/may-28-2025-secondaries-grow-but-remain-small/</loc>
		<lastmod>2025-05-28T12:00:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/june-4-2025-technology-marches-on-but-valuations-remain-rich/</loc>
		<lastmod>2025-06-04T12:30:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/june-11-2025-a-tale-of-two-jobs-reports/</loc>
		<lastmod>2025-06-11T12:00:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/june-18-2025-soft-inflation-hard-choice-why-the-fed-will-stay-the-course/</loc>
		<lastmod>2025-06-18T12:00:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/june-25-2025-wheres-the-inflation/</loc>
		<lastmod>2025-06-25T12:00:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/july-2-2025-markets-move-pretty-fast/</loc>
		<lastmod>2025-07-02T12:00:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/july-9-2025-markets-cheer-labor-lags/</loc>
		<lastmod>2025-07-09T12:15:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/new-managing-director-and-chief-growth-officer/</loc>
		<lastmod>2025-07-18T14:17:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/ackerman-tilton-join-goelzer-leadership-team/</loc>
		<lastmod>2025-07-18T14:18:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/goelzer-releases-2024-community-engagement-report/</loc>
		<lastmod>2025-07-18T14:18:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/cotterill-to-serve-as-president-of-goelzer/</loc>
		<lastmod>2025-07-18T14:19:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/2024-spirit-united-award-winner/</loc>
		<lastmod>2025-07-18T14:19:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/best-place-to-work-in-indiana-2024/</loc>
		<lastmod>2025-07-18T14:20:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/gavin-stephens-to-serve-as-cio/</loc>
		<lastmod>2025-07-18T14:20:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/special-event-with-glick-shaheen/</loc>
		<lastmod>2025-07-18T14:20:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/goelzer-releases-2023-community-engagement-report/</loc>
		<lastmod>2025-07-18T14:20:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/best-place-to-work-in-money-management-2023/</loc>
		<lastmod>2025-07-18T14:21:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/best-place-to-work-in-indiana-2023/</loc>
		<lastmod>2025-07-18T14:21:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/special-event-with-carlstedt-elliott-murtlow/</loc>
		<lastmod>2025-07-18T14:21:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/goelzer-releases-2022-community-engagement-report/</loc>
		<lastmod>2025-07-18T14:22:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/best-place-to-work-in-indiana-2022/</loc>
		<lastmod>2025-07-18T14:23:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/2022-best-place-to-work-for-financial-advisers/</loc>
		<lastmod>2025-07-18T14:23:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/best-place-to-work-in-indiana-2021/</loc>
		<lastmod>2025-07-18T14:24:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/market-trends-why-the-next-10-years-wont-be-like-the-last-10-and-what-investors-should-do-today/</loc>
		<lastmod>2025-07-18T14:29:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/more-or-less-the-same/</loc>
		<lastmod>2025-07-18T14:29:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/how-the-cares-act-may-affect-your-2020-taxes/</loc>
		<lastmod>2025-07-18T14:30:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/new-laws-and-tax-strategies-for-2020/</loc>
		<lastmod>2025-07-18T14:31:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/a-message-about-the-markets-reaction-to-coronavirus/</loc>
		<lastmod>2025-07-18T14:32:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/what-the-markets-are-telling-us/</loc>
		<lastmod>2025-07-18T14:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/markets-soar-in-an-imperfect-economy/</loc>
		<lastmod>2025-07-18T14:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-new-tax-landscape-highlights-of-the-one-big-beautiful-bill/</loc>
		<lastmod>2025-07-18T14:38:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/tax-driven-retirement-plan-choices-post-secure-2-0/</loc>
		<lastmod>2025-07-18T14:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/july-16-2025-cpis-controlled-descent/</loc>
		<lastmod>2025-07-23T12:11:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/july-23-2025-lowering-the-bar/</loc>
		<lastmod>2025-07-23T12:14:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/july-30-2025-to-the-crossroads/</loc>
		<lastmod>2025-07-30T13:00:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/august-20-2025-producer-prices-make-a-splash/</loc>
		<lastmod>2025-08-20T15:32:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/august-27-2025-slowing-jobs-tight-supply-complicate-fed-outlook/</loc>
		<lastmod>2025-08-27T12:44:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/september-10-2025-beneath-the-surface-of-private-credit-risk/</loc>
		<lastmod>2025-09-10T12:00:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/september-17-2025-jobs-down-stocks-up/</loc>
		<lastmod>2025-09-17T12:00:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/september-24-2025-the-small-cap-revival/</loc>
		<lastmod>2025-09-24T17:14:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/october-1-2025-when-3-3-becomes-3-8/</loc>
		<lastmod>2025-10-01T12:00:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/october-8-2025-the-artificial-intelligence-gold-rush/</loc>
		<lastmod>2025-10-08T12:31:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/october-15-2025-shutdown-economics-rising-costs-historic-layoffs/</loc>
		<lastmod>2025-10-15T12:00:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/october-22-2025-the-narrative-that-burned-out/</loc>
		<lastmod>2025-10-22T13:27:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/2025-a-limited-window-for-charitable-tax-savings/</loc>
		<lastmod>2025-10-27T12:00:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/october-29-2025-the-big-earnings-week-is-here/</loc>
		<lastmod>2025-10-29T14:25:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/november-12-2025-tariff-turbulence-ahead/</loc>
		<lastmod>2025-11-12T13:50:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/november-19-2025-ai-and-everything-else/</loc>
		<lastmod>2025-11-19T13:00:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/best-place-to-work-in-money-management-2024/</loc>
		<lastmod>2025-11-29T21:23:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/december-3-2025-santa-claus-is-coming-to-town/</loc>
		<lastmod>2025-12-03T20:51:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/best-place-to-work-in-money-management-2025/</loc>
		<lastmod>2025-12-08T13:00:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/december-10-2025-avoiding-the-1970s-embracing-the-1990s/</loc>
		<lastmod>2025-12-10T12:58:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/january-7-2026-the-limits-of-prediction-what-valuations-really-tell-us/</loc>
		<lastmod>2026-01-07T13:00:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/our-annual-look-into-the-future-2026/</loc>
		<lastmod>2026-01-12T13:00:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/private-foundations-a-model-for-family-governance-legacy/</loc>
		<lastmod>2026-01-11T20:16:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/goelzer-the-employer-of-choice-for-advisors-who-expect-more/</loc>
		<lastmod>2026-01-11T20:17:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/strengthening-nonprofit-resilience-with-tier-2-capital/</loc>
		<lastmod>2026-01-11T20:22:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/how-nonprofits-can-adapt-to-a-shifting-funding-landscape/</loc>
		<lastmod>2026-01-11T20:23:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/are-foundations-focused-on-the-right-questions/</loc>
		<lastmod>2026-01-11T20:24:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/accessing-private-markets-with-interval-funds/</loc>
		<lastmod>2026-01-11T20:26:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/sustainable-spending-policy-what-nonprofits-should-know/</loc>
		<lastmod>2026-01-11T20:27:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/strategies-for-institutions-to-manage-excess-cash/</loc>
		<lastmod>2026-01-11T20:28:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/nurturing-donor-base-critical-for-institutions-of-higher-ed/</loc>
		<lastmod>2026-01-11T20:29:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/defusing-the-silent-tax-bomb-the-case-for-roth-conversions/</loc>
		<lastmod>2026-01-11T20:33:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/strategic-charitable-giving/</loc>
		<lastmod>2026-01-11T20:35:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/strategic-wealth-decisions-for-high-income-earners/</loc>
		<lastmod>2026-01-11T20:37:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/after-the-election-whats-next-for-the-tax-cuts-jobs-act/</loc>
		<lastmod>2026-01-11T20:39:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-impact-of-biases-on-financial-decisions/</loc>
		<lastmod>2026-01-11T20:40:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/business-succession-planning-considerations-for-every-stage/</loc>
		<lastmod>2026-01-11T20:41:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/concentrated-stock-positions/</loc>
		<lastmod>2026-01-11T20:43:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/narrow-stock-market-again/</loc>
		<lastmod>2026-01-11T20:46:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/investment-implications-of-this-years-election/</loc>
		<lastmod>2026-01-11T20:47:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/rates-are-coming-down-now-what/</loc>
		<lastmod>2026-01-11T20:48:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/the-election-is-finally-over-now-what/</loc>
		<lastmod>2026-01-11T20:48:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/american-exceptionalism-amid-a-gloom-bloom/</loc>
		<lastmod>2026-01-11T20:50:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/everybody-loves-a-story-or-why-not-to-trade-on-headlines/</loc>
		<lastmod>2026-01-11T20:51:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/a-view-from-inside-a-bubble/</loc>
		<lastmod>2026-01-11T20:52:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/our-annual-look-into-the-future-2025/</loc>
		<lastmod>2026-01-11T20:52:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/our-annual-look-into-the-future/</loc>
		<lastmod>2026-01-11T20:53:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/our-annual-look-to-the-future/</loc>
		<lastmod>2026-01-11T20:53:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/january-21-2026-global-yields-local-consequences/</loc>
		<lastmod>2026-01-21T18:47:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/january-28-2026-earnings-in-the-drivers-seat/</loc>
		<lastmod>2026-01-28T19:05:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/february-5-2026-is-the-liquidity-drought-over/</loc>
		<lastmod>2026-02-05T19:34:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/february-11-2026-small-caps-false-dawn-or-turning-point/</loc>
		<lastmod>2026-02-11T13:47:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/february-18-2026-january-job-gains-mask-labor-market-weakness/</loc>
		<lastmod>2026-02-18T13:37:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/february-25-2026-uncertainty-in-focus/</loc>
		<lastmod>2026-02-25T13:00:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/wealth-planning-for-executives-from-complexity-to-clarity/</loc>
		<lastmod>2026-02-25T23:19:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/generation-x-you-must-put-your-oxygen-mask-on-first/</loc>
		<lastmod>2026-02-26T13:00:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/march-4-2026-inflation-anxiety-reawakens/</loc>
		<lastmod>2026-03-04T13:38:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/march-11-2026-software-companies-may-have-to-rewrite-their-future/</loc>
		<lastmod>2026-03-11T17:52:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/march-18-2026-the-cost-of-market-insurance-surges/</loc>
		<lastmod>2026-03-18T12:00:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/determining-the-right-asset-allocation-for-nonprofits/</loc>
		<lastmod>2026-03-25T16:52:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/march-25-2026-dont-hate-the-gate/</loc>
		<lastmod>2026-03-25T17:06:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/april-1-2026-conflict-to-consequences/</loc>
		<lastmod>2026-04-01T16:17:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/april-8-2026-lack-of-iran-plan-creates-volatility/</loc>
		<lastmod>2026-04-08T00:58:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/conflict-abroad-resilience-at-home/</loc>
		<lastmod>2026-04-13T17:17:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/april-15-2026-iran-inflation-what-comes-next/</loc>
		<lastmod>2026-04-15T15:32:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/goelzer-releases-2025-community-engagement-report/</loc>
		<lastmod>2026-04-20T22:21:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/april-22-2026-bank-earnings-offer-relief-but-macro-risks-remain/</loc>
		<lastmod>2026-04-22T16:07:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/april-29-2026-geopolitics-meet-the-yield-curve/</loc>
		<lastmod>2026-04-29T13:28:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/may-6-2026-valuations-signal-a-market-at-a-crossroads/</loc>
		<lastmod>2026-05-06T12:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/may-20-2026-bigger-moves-fewer-anchors/</loc>
		<lastmod>2026-05-20T13:58:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/may-27-2026-one-giant-leap-or-giant-valuation/</loc>
		<lastmod>2026-05-27T12:09:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/leadership-development-empathy-in-succession-planning/</loc>
		<lastmod>2026-05-28T11:00:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/june-3-2026-inflation-continues-to-rise/</loc>
		<lastmod>2026-06-03T11:55:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/june-10-2026-broad-returns-narrow-risk/</loc>
		<lastmod>2026-06-10T13:30:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/june-17-2026-perspectives-on-spacex-upcoming-ipos/</loc>
		<lastmod>2026-06-17T11:42:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/june-24-2026-market-concentration-from-railroads-to-ai/</loc>
		<lastmod>2026-06-24T12:28:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/july-1-2026-the-evergreen-fund-liquidity-toolkit/</loc>
		<lastmod>2026-07-01T14:38:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/july-8-2026-ai-investing-going-down-memory-chip-lane/</loc>
		<lastmod>2026-07-08T11:11:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/a-turning-point-for-equity-supply/</loc>
		<lastmod>2026-07-13T12:00:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/july-15-2026-the-supply-side-of-the-stock-market/</loc>
		<lastmod>2026-07-15T15:45:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/july-22-2026-big-techs-cash-flow-crossroads/</loc>
		<lastmod>2026-07-22T12:30:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/july-29-2026-the-market-beneath-the-index/</loc>
		<lastmod>2026-07-29T12:17:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/august-5-2026-the-ghost-of-1999/</loc>
		<lastmod>2026-08-05T12:00:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/august-12-2026-ais-promise-remains-intact-despite-roadblocks2/</loc>
		<lastmod>2026-08-12T16:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/august-19-2026-real-assets-real-opportunity/</loc>
		<lastmod>2026-08-19T12:55:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/thoughtfully-transferring-wealth-to-the-next-generation/</loc>
		<lastmod>2026-08-25T12:00:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://goelzerinc.com/insights_post/august-26-2026-yes-stocks-are-having-larger-return-swings/</loc>
		<lastmod>2026-08-26T15:04:22+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->